About Infozy Pay
Infozy Pay is a modern payment aggregation platform built to power secure digital collections, intelligent routing, and reliable merchant settlements across India and international markets.
Designed for fintech operators, SaaS platforms, and digital-first businesses, Infozy Pay combines CCAvenue integration, strict webhook idempotency, ledger-grade accounting, and admin-grade operational controls for production financial environments.
What We Provide
• Secure Web Payment Gateway Integration (CCAvenue powered)
• Merchant Wallet & Real-Time Balance Tracking
• Automated Reconciliation & Settlement Management
• Chargeback & Refund Handling
• API-Based Integration with HMAC Signature Validation
• Admin Dashboard for Risk & Operational Monitoring
Infrastructure & Technology
Infozy Pay is built on modern Node.js infrastructure with secure JWT-based authentication, encrypted payload handling, and production-grade MongoDB storage.
Our system ensures:
- Idempotent Webhooks
- Fee Snapshot Accounting
- T+2 Settlement Tracking
- Audit Logs & Operational Monitoring
- Role-Based Admin Controls
Security & Compliance
• 256-bit SSL encrypted communication
• HMAC request validation for API calls
• Strict domain whitelisting
• CSRF & Rate Limit Protection
• PCI-compliant payment processing via CCAvenue
Pricing Overview
Domestic Payment Options
- Credit Card – Domestic: 1.90%*
- Commercial Corporate Cards – Domestic: 2.35%*
- Debit Card – Below ₹2000: 0.40%*
- Debit Card – Above ₹2000: 0.90%*
- Net Banking (SBI/ICICI/HDFC/Kotak/Axis/Yes): 1.60%*
- Net Banking (Other Banks): 1.40%*
- UPI: NIL
- Wallets: 1.75%*
- NEFT/RTGS: INR 8*
International Payment Options
- Credit Card – International: 3.65%*
- Debit Card – International: 3.65%*
*All rates are subject to applicable taxes and terms & conditions.
Our Vision
To build a reliable, transparent, and operationally secure payment infrastructure that enables Indian businesses to scale confidently in the digital economy.